I have been a Miami Dolphins fan since I started getting into sports. I’ve been a fan well over 20 years now. I’ve never seen them win anything in that time. However, that is usually the life of a sport fan: Many ups and, unless your team wins a championship, many downs. The best of fans are called die-hards. They never give up hope and good or bad come out to support the team. Sometimes, though, even the die-hard fan must admit when it is time to pack-it-in and get ready for “next season.” Maybe it is when clinging to the hope that the season will turn around is clearly a delusion, or that your team has endured too many injuries to key players to contend. A fan may find themselves hoping for losses so that the team can get a better draft pick, or hoping they lose so that a poor coaching staff gets fired. Essentially, a fan is willing to write off a bad today in hopes for a better tomorrow.
Sometimes financial wellbeing, in particular bankruptcy, can be similar to rooting on your favorite team. As emotionally invested as a fan may be in a football, basketball, or baseball team, people must be even more invested in their financial life, and especially their financial future. Now, more than ever, our economy shows us that many people are in the position to cut-bait and plan for a better future. Bankruptcy gives us the option to wipe the board clean and start over…and usually the process is much faster than your favorite football team rebuilding.



