orlando bankruptcy attorney

Bankruptcy’s Forgotten Debt – Student Loans

Published on April 27, 2012 by

Recently, President Obama made some speeches regarding student loan debt at various college campuses. At issue in many of his talks is that the current student loan interest rate for government backed loans will double from 3.4% this summer unless Congress takes action.

While a 3.4% interest rate is ...

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Bank of America Sanctioned for Violating Automatic Stay

Published on April 18, 2012 by

When individuals file for bankruptcy protection under Chapter 7, an automatic stay is put into place which prohibits creditors from pursuing litigation against the debtors and from contacting the debtors in attempts to collect debts. This protection continues after an Order of Discharge is put into place, since the ...

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Do Not Include Mortgage Payments on Surrendered Property to Qualify Under the Means Test

Published on November 18, 2011 by

Homeowners no longer can included mortgage payments for properties they have surrendered in order to qualify under the Means Test. In a Chapter 7 bankruptcy, there is a limit to the income level an individual can have in order to qualify for this chapter of bankruptcy. If a ...

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Bad Trustee

Published on August 2, 2011 by

I am often writing about the role of a the bankruptcy trustee on this blog. That is because the bankruptcy trustee is a very important player in any bankruptcy case. The bankruptcy trustee has the role of basically representing creditors and making sure that, when possible, creditors get ...

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Published in Bankruptcy

Equality… Even When Broke

Published on July 11, 2011 by

I sometimes have difficulty finding stories involving bankruptcy that I also think would be interesting. However, with the recent legislation in New York, I did find this story interesting regarding bankruptcy and married same-sex couples.

Regardless of how you feel about the topic of same-sex marriage, it is interesting to ...

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Published in Bankruptcy

Happy Birthday!

Published on October 6, 2010 by

If it is actually your birthday today then that headline was directed at you, if it isn't your birthday it soon will be so come back to this post on that day to get your well wishes. The birthday the headline is referring to is that of the 5th birthday ...

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The Clawback

Published on September 29, 2010 by

by Louis D. Giusto, Esq.

Its not the name of some cheesy 70s B movie, although it does sound catchy. Its the term used for a lawsuit to go after funds that were fraudulently transferred in the months preceding a bankruptcy filing by either a company or an individual.    ...

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Is Nothing Sacred?

Published on September 22, 2010 by

Its not unusual for a bank to try and seize any and all assets that they can get their hands on, they can be like greedy little children in that respect. They have tried to attach pets, livestock, and family heirlooms in order to get their money and now one ...

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