Orlando, Florida Bankruptcy Law Blog

from the Attorneys of the Kramer Law Firm

The Borders of Bankruptcy

Published on April 15, 2011 by Steven D. Kramer

It is pretty clear from the number of people filing bankruptcy that times are tight with money. That's why I found it very interesting when I stumbled upon an article about Borders booksellers trip trough Chapter 11.

It appears that the attorney representing Borders has advocated for the top ...

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The Validity of MERS

Published on March 14, 2011 by Steven D. Kramer

In February, U.S. Bankruptcy Judge Robert Grossman, of the Eastern District of New York decided a case which impacts both bankruptcy cases and foreclosure cases. At its core, the ruling by Judge Grossman impacts the ability of a bank or servicer of a mortgage to set aside the automatic stay ...

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The Intersection

Published on March 4, 2011 by Steven D. Kramer

Bankruptcy is not the only area of law that I practice. Most prominently, I also practice foreclosure defense. My knowledge of mortgage foreclosure usually helps me to form a plan of attack with a client's debts. This is because many times a foreclosure is what causes a person to consider ...

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Random Topics at a Wedding

Published on February 21, 2011 by Steven D. Kramer

Sometimes I don't have a direct aim when I think about my practice areas. I went to a wedding this weekend. As is usually inevitable, I ended up talking with another lawyer at the reception. He didn't practice bankruptcy but he had at one point in his career practiced in ...

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Reaffirmation: part 2

Published on February 4, 2011 by Steven D. Kramer

In my last post I discussed vehicle reaffirmation and the consequences of not reaffirming debt related to a vehicle. While I briefly touched on reaffirmations on real estate, I think it is important to discuss real estate in Chapter 7 Bankruptcy with more depth.

Generally, my clients are quite ...

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Reaffirmation: part 1

Published on January 24, 2011 by Steven D. Kramer

Many clients are interested in reaffirming debts in their bankruptcy case. Reaffirmation is the way that a debt survives the discharge in a bankruptcy case. The process of reaffirmation allows the lender and debtor to agree to the new repayment terms. However, the bankruptcy court must approve a reaffirmation agreement ...

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Information Gathering

Published on January 7, 2011 by Steven D. Kramer

When I meet with a new client I ask a lot of questions. It is part of the process that I need to know a lot of information that many people don't even share with their closest friends. I ask about debts. I ask about a client's income. I ask ...

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When do you Cut-Bait?

Published on December 23, 2010 by Steven D. Kramer

I have been a Miami Dolphins fan since I started getting into sports. I’ve been a fan well over 20 years now. I’ve never seen them win anything in that time. However, that is usually the life of a sport fan: Many ups and, unless your team wins a championship, ...

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Orlando, Florida Bankruptcy Law Blog

from the Attorneys of the Kramer Law Firm

The Borders of Bankruptcy

The Validity of MERS

The Intersection

Random Topics at a Wedding

Reaffirmation: part 2

Reaffirmation: part 1

Information Gathering

When do you Cut-Bait?

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